Securing old age vs. other saving goals of households
Sylwester Białowąs
https://orcid.org/0000-0003-4575-5346
Iwona Olejnik
https://orcid.org/0000-0002-2019-0580
Abstrakt
The article presents households' motivations for saving, including – in particular – saving for retirement. It defines the notion of goals with reference to a more frequently described notion of motives. On the basis of the authors’ own empirical research results, the relationship between saving for retirement and other goals of saving was found, as well as verifying and comparing the determinants of particular goals of saving. The analysis uses the methods of descriptive statistics and logistic regression.
##semicolon##
saving behaviour##common.commaListSeparator## motives for savings##common.commaListSeparator## goals of savings##submission.citations##
Ando, A.; Modigliani, F. (1963). The life cycle hypothesis of saving: Aggregate implications and tests. American Economic Review 53(1), 55–84.
Google Scholar
Antonides, G.; van Raaij, W.F. (2003). Zachowania konsumenta. Podręcznik akademicki. Warszawa: PWN.
Google Scholar
Białowąs, S. (2008). Definiowanie oszczędzania za pomocą skojarzeń konsumentów - metoda „rodzinnych podobieństw” L. Wittgensteina. In: Mazurek—Łopacińska, K. (ed.). Badania marketingowe. Metody, nowe technologie, obszary aplikacji. Wrocław: PWE, 262–269.
Google Scholar
Białowąs, S. (2014). Hierarchia motywów oszczędzania. Handel Wewnętrzny 1, 197–209.
Google Scholar
Białowąs, S. (2013). Zachowania oszczędnościowe w polskich gospodarstwach domowych. Postawy, determinanty, model. Poznań: Uniwersytet Ekonomiczny w Poznaniu.
Google Scholar
Browning, M.; Crossley, T.F. (2001). The Lifecycle Model of Consumption and Saving. Journal of Economic Perspectives 15, 3–22.
Google Scholar
Friedman, M. (1957). The Permanent Income Hypothesis. In: National Bureau of Economic Research, Inc., 20–37.
Google Scholar
Horioka, C.Y.; Watanabe, W. (1997). Why do people save? A micro-analysis of motives for household saving in Japan. Economic Journal 107(442).
Google Scholar
Keynes, J.M. (1956). Ogólna teoria zatrudnienia, procentu i pieniądza. Warszawa: PWN.
Google Scholar
Olejnik, I. (2016). Zabezpieczenie emerytalne. Modele i determinanty zachowań polskich gospodarstw domowych. Poznań: Wydawnictwo UEP.
Google Scholar
Wärneryd, K.-E. (2000). The Psychology of Saving: A Study on Economic Psychology. Wiley, 153.
Google Scholar
##libcom.statistics##
##plugins.generic.usageStats.downloads##
##submission.license##
##submission.copyrightStatement##
##submission.license.cc.by-nc-sa4.footer##Najaktuálnejšie články rovnakého autora (rovnakých autorov)
- Iwona Olejnik, Sylwester Białowąs, The Reverse Mortgage – Consumer Attitudes , Economic and Environmental Studies: Diel 17 Číslo 1 (41) (2017)
- Iwona Olejnik, Bequests as a motive for saving up for old age , Economic and Environmental Studies: Diel 15 Číslo 1 (33) (2015)